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Michelle Ortiz
Nice to meet you! My name is,

Michelle Ortiz

Loan Officer
NMLS#: 2367843

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

With 20+ years in the mortgage industry and a strong foundation as a loan processor and closing specialist, I bring unmatched technical insight to every loan I originate. I understand exactly what underwriters look for and how to structure files for fast, smooth approvals. This behind-the-scenes expertise translates directly into client benefits: streamlined communication, proactive problem-solving, and a clear, predictable path from application to closing.

I believe homeownership is one of the most practical tools for building long-term wealth. I’m passionate about educating the next generation on why real estate matters—how it builds equity, provides stability, and serves as a long-term hedge against inflation.

As both a homeowner and an investor myself, I offer real-world guidance to families, first-time buyers, and investors looking to use real estate to build lasting financial security. My approach is simple: listen, educate, execute, and deliver exceptional service every time.

Outside of mortgages, I’m a mom of five, a dog lover, and someone who enjoys cooking, gardening, and spending time outdoors. But professionally, my priority remains the same—earn your trust and help you achieve your homeownership or investment goals with confidence.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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